The auto-fetch flow

Your statements,
handled automatically.

Connect your Gmail once. XpenseAI finds your bank and credit card statements, opens the password-protected ones, and turns them into a clean list of transactions — no typing required. It also picks up individual transaction-alert emails as they arrive, so nothing waits for the next statement. Nothing reaches your transaction list until you approve it.

1. Connect Gmail

   One sign-in. We only ever read mail to find statements — we can't send, delete, or change anything.

2. We find your statements and transaction alerts

   Automatically, from your usual banks and cards — both the monthly statement and the "debited"/"credited" alert email for each transaction.

3. We unlock and read them

   Including password-protected PDFs.

4. We match them to the right account

   And skip anything you've already added, so nothing gets counted twice.

5. You review and approve

   Nothing is added to your records until you say so.

What it looks like

Questions people actually ask

What if a statement won't unlock?

You'll be asked to enter the password yourself — nothing is silently skipped.

What if my bank sends a download link instead of a PDF?

We'll tell you it was skipped, so you're never left guessing why a statement never appeared.

What if a transaction happens between statements?

Most banks also email an alert the moment you spend or receive money — we catch those too, matched to the right account and staged the same way, so it doesn't wait for the next statement to show up.

Can I still add things by hand?

Yes. Paste a bank SMS, enter a transaction manually, upload a statement PDF directly, or import a CSV or Excel export. Auto-fetch is the default path, not the only one.

What happens to my data if I sign out?

Everything is saved to your account and comes back when you sign back in.