XpenseAI Get started

Pricing

Free to track.
Paid to stop typing.

Manual tracking costs nothing and always will. The paid tier is for the part that takes real work off your hands — reading, unlocking and reconciling your statements.

Free

₹0

Everything manual, forever.

  • Up to 2 accounts, 20 transactions a month
  • SMS paste and manual entry
  • CSV and Excel import
  • Budgets, goals and insights
  • Not included:Gmail auto-fetch
Start free
Most useful

Auto

₹99/month

Your statements, handled.

First month free — cancel before it ends and you won't be charged.

  • Everything in Free
  • Gmail auto-fetch — statements and transaction alerts
  • Password-protected PDFs unlocked
  • Statement reconciliation
  • Cloud sync across devices
Get started

Household

Coming soon

More cards, more people.

  • Everything in Auto
  • Multiple Gmail accounts
  • Shared credit limit pools
  • EMI tracking across cards
  • Priority support
Not available yet

Before you ask

Is my data held hostage on the free tier?
No. Export your transactions to Excel whenever you like, on any tier.
What happens if I stop paying?
Auto-fetch stops. Everything already imported stays, and manual tracking keeps working — you drop to Free rather than losing access.
Do you sell my financial data?
No. There is no advertising and no data brokerage in this product. The subscription is the business model.
Is there a free trial?
Yes — your first month on Auto is free. Cancel any time before it ends and you won't be charged.