Is your money data safe in an expense app? What to check

Your spending history says a lot about you. Before connecting an app to your accounts or inbox, ask a few direct questions.

1. What permissions does it ask for?

An app should request only what it needs. Be wary of broad access when a narrower option would work.

2. Read-only or can it act?

An app that only reads your data cannot move your money. Check this carefully for anything connected to email or accounts.

3. Where is the data stored and who can see it?

Look for a clear privacy policy that explains storage, sharing and retention in plain language.

4. Can you delete everything?

You should be able to delete your account and data, and revoke any access you granted, without contacting support.

5. Does it sell or share your data?

The policy should say plainly. If it is vague, treat that as a warning.

6. How does it handle sign-in?

Look for standard sign-in methods and options to protect your account.