A ten-minute weekly money habit that beats a monthly panic

People who stay on top of their money rarely do it in one big session. They do a little, often.

1. Pick a fixed time

Sunday evening, Friday lunch, whatever suits. A recurring slot makes it automatic.

2. Categorise anything uncategorised

Fix the week's stragglers while you still remember what they were.

3. Compare against your limits

Glance at your top categories. Are you ahead of pace or behind?

4. Note upcoming bills

Check what falls due in the next week, so nothing is missed or surprises your balance.

5. Stop at ten minutes

The habit only lasts if it stays short. If you need more, schedule it separately.