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Categories vs tags: when to use each

Categories answer 'what kind of spending is this'. Tags answer a different question: 'what is this part of'. They work together.

1. One category, many tags

Each transaction has a single category, such as food. It can also carry tags such as a trip name, a person or a project.

2. Use tags for events and projects

A holiday spreads across food, transport and stays. A tag for the trip brings them together so you can see the total.

3. Use tags for people or reimbursements

Tagging spending you will be repaid for, or spending on a family member, lets you see it separately from your own.

4. Keep tags short and few

A short list you actually use beats a long one you forget. Reuse the same tag every time.

5. Review by tag

At the end of a project or trip, view everything under its tag to see the real cost.

XpenseAI lets you tag transactions, so a trip, a project or a person can be viewed on its own across every category. See how it works or get started free.